When one needs to purchase a pickup truck, the wisest thing to do would be to take into consideration every aspect of every vehicle on the top trucks of 2020 list, including its overall value and quality. To get relevant information, one needs to do proper research which is not an easy job. Through relevant sources, we have brought up options of the top trucks of 2020 that are best because of the associated price tag: 1. Toyota Tundra The initial price of Toyota Tundra is similar to the prices of some of the full-size pickup trucks. This vehicle has a five-year ownership cost as per the list it has been put into. The vehicle has a standardized V8 engine. It, however, offers limited options when it comes to its engine and bed. The vehicle returns the lowest fuel economy in the segment. This vehicle has the most powerful engine and has a perfectly predicted rating for its reliability. The vehicle comes with assorted standardized features for safety purposes. 2. Nissan Titan The initial price of the Nissan Titan is fixed $1,000 less than the Toyota Tundra. The Nissan Titan lies in the center of the full-size pickup trucks, especially in terms of the entire cost of ownership.

Let us begin discussing what mistakes people tend to make while looking around for good auto loans. The biggest mistake that vehicle buyers make is walking into a dealership with the sole focus of finding a vehicle and negotiating a deal, and accepting whatever loan the dealership’s financial office offers. However, what they do not realize is that smart shoppers researching a bit about auto loans, how to get the best possible one, and negotiating about the same can save them a lot of money. Here are some useful auto financing tips for clinching the best auto loan deals while buying your next car: 1. Working on your credit Before you start shopping for a vehicle, checking your credit score is the smartest idea. The FICO score is the most-used version by most of the lenders in the country. The reason you need to do this is because your credit score could end up having a huge impact on the APR you could obtain on your car loan. It can take ages to improve credit scores dramatically, so it is completely possible to boost scores by a significant amount quickly. So, for making your scores jump, look to pay off credit card debt, or you could even ask creditors for higher limits.

The amount you end up paying for your auto insurance is a product of multiple factors, which include what you drive, where you live, and even your age and marital status. While you cannot do anything about your age, you can definitely choose a car that has a lesser insurance premium. Listed below are some auto insurance tips to get cheap car insurance: 1. Knowing coverage types You need to know what your car insurance is actually insuring, which includes several aspects including comprehensive (physical damage), collision coverage, uninsured motorist protection, medical payments, property damage liability, bodily injury liability, and more. 2. Knowing your car affects your premium You might have a lot of dreams associated with buying a car that you want, such as a fancy SUV or a sports car. However, insurance companies could charge you more for protecting the driver while you drive it. While insurance premiums are partly a factor of the price of the car, repair costs determine the other part of the cost. According to HLDI (Highway Loss Data Institute), the lowest injury claims come from larger vehicles like SUVs, pickups, and cars, while smaller hatchbacks and sedans have the highest injury claims. It also boils down to a particular company’s actual experience of insuring one category of cars or vehicles.

Irrespective of whether you’re a first-time car buyer or looking to replace your current car, the one common question plaguing your mind is “Should I buy a new car or a used one?” However, there isn’t a one-size-fits-all reply to this question, as there are specific reasons why one should go in for new and used each. While making this buying new vs. used car decision, every buyer needs to examine their own unique set of life and financial requirements and needs. Listed below are four important and imperative questions which will help buyers of cars make smarter choices and answer the buying new vs. used car question for themselves: 1. Do you have cash for a down payment? If a buyer’s credit is good, then they will face lesser issues while buying a new with no/little down payment as opposed to buying a used one, since many manufacturers tend to offer incentives for new cars and not used ones. These usually are in the form of discounted financing, cash incentives, and rebates. Financing used cars always requires a down payment, either as trade-in with equity or in the form of cash. So, examine your credit and see how much cash you have saved up.

When it comes to driving, it’s always the tires that stop the vehicle. Yes, the brakes stop the wheels from turning, but it is the tire grip that actually brings the vehicle to a halt. The only thing between you and the road is a patch of rubber no more than the size of your hand holding the vehicle to the road, and this is where factors like comfort, steering, handling, traction, acceleration, and braking are so critical. The most powerful cars won’t grip the road without the correct tires. Think of all the times tires can make a difference. Whether it is the biker who appears on the road out of nowhere, the vehicle in front of you suddenly braking, the cat crossing the street, or the sheet of rain while you’re driving on the highway. Safety doesn’t depend on simply the way you drive – it also depends on the car’s tires. So, since you took so much care and time choosing your car, you need to give equal importance to car tire safety. Here are four important reasons to make sure you should not be putting off checking your car or making an appointment with tire safety mechanics in town:

Extended car warranties have a lot of benefits and are one of the largest businesses in the auto market. While some see extended warranties as peace of mind, others are not so sure about its value. According to a Consumer Reports study, more than 50% of the people who bought extended car warranties have never even used them, while also finding that the cost of repairs was typically less than the cost of the warranty. That being said, if a person hangs on to their car till the wheels fall off, with the car requiring regular repair for the same, then extended warranties make a lot of sense. So, it’s important to make sure that one will benefit from taking, or not taking, extended car warranties by considering the following: 1. When one wants to keep their vehicle for a longer period When one likes their car, they obviously want to keep it with them for a longer period of time. Extended warranties benefit by providing warranty coverage beyond the tenure of the warranty, helping maintain the vehicle in a good state for a longer period. Extended warranties help keep the car running hassle-free and smoothly. This is the first and main extended car warranty benefit.

Buying a vehicle is one of the biggest purchases one will ever make, so it is not only important but also wise to take a look at all the available options. Both financing and leasing have their own set of pros and cons. The most obvious difference between finance vs. car leasing is that one can get a new vehicle every few years with leasing and does not have to deal with the hassles of selling the vehicle later. Financing involves making payments towards the vehicle which builds equity, and outright ownership once the loan is paid. However, perhaps the biggest factors to consider are the financial ones. Listed below are the factors to be considered between finance vs. car lease: 1. Monthly cash flows Leased vehicles often tend to have lower monthly payments as compared to financing vehicles with the same loan terms. This is because one is paying for the depreciation of the vehicle during the years of the lease rather than the cost of the vehicle. So, if you need more cash on hand every month, go in for leasing. 2. Initial fees and down payment amount vs. savings One needs to check how much they have saved up to pay for the huge down payment and initial fees amounts when it comes to financing a vehicle.

When one thinks about the cost of a car, it is so much more beyond just its price tag. One has to think about repairs and maintenance, apart from gas costs, of course. If you’re looking for a car for specific travel and commutation purposes and not looking for something fancy, then maintenance costs, such as smog checks, tires, coolant services, transmission services, spark plus, oil changes, belts and brakes, and more. Listed below are eight of the cheapest cars to maintain: 1. Chevy Silverado (2003–2007) Silverados are easier to work on, given the expansive space and room around the engine, labor is cheaper too. What’s more, the technology itself is straightforward and no-nonsense, which leads to even cheaper labor. The parts can be found easily, for both the V6 and V8 models, making the Chevy Silverado the perfect cheap-to-maintain car. 2. Honda CR-V (1996 to 2016) For 20 years, Honda cars have held the title of being one of the most value-for-money, durable models on the road – and the Honda CR-V between 1996 and 2016 is no exception. Possessing one of the lowest frequencies for “check engine light” repairs amid all vehicles manufactured and sold during those years, the cars also boasted of durability with extremely few problems.

Shopping for an SUV requires taking into consideration tons of practical aspects, including rear legroom, cargo space, and safety ratings. If the promise of adventure and a little bit of driving excitement is added, it certainly sweetens the deal. Balancing their fast pace with amazing cargo space and packing a punch are these sportiest SUVs this year, all of which fall under the price tag of $30,000: 1. Jeep Cherokee With a base price of $29,390, the 2020 Jeep Cherokee features two engine options, but the V6 with an HP of 280 provides the SUV with more power than even the best of the other compact SUVs in the market. The Trailhawk model, however, will make the price of the Cherokee go beyond $30,000. This is one of the top SUVs of 2020. 2. Ford Edge The performance white hat of the Edge lineup from Ford is the 2020 Ford Edge ST, priced at $29,995. The base model of the sporty SUV features a turbocharged four-cylinder with an HP of 250 mated with an 8-speed automatic, offering seamless, quick shifts. The base model features a standard front-wheel drive. 3. Hyundai Kona Limited Big on value and driving fun is the 2020 Hyundai Kona, priced at $25,550, making it utterly value-for-money.

Our country is the most important part of the global puzzle that is the luxury car market, with 2020 being pinpointed as pivotal years for many important segments, including the elusive, yet important electric vehicles. Given below is a list of the best upcoming luxury car models in the year 2020: 1. Cadillac XT6 The all-new Cadillac XT6 three-row model features all of the contemporary tech and top-notch amenities including GM’s newly-developed Super Cruise hands-free driving system with a premium price tag of $2,500. While the basic models will begin from $52,500, the fully loaded XT6 features a high price tag of a whopping $80,000. The 2020 Cadillac XT6 will feature a V6 3.6-liter mated with the company’s new nine-speed automatic transmission, complete with an all-wheel drive. 2. Aston Martin Varekai The very first ever crossover in the Aston Martin lineup, the 2010 Aston Martin Varekai will have the company’s hallmark cues, but is expected to sport a more traditional crossover styling. While prices haven’t been announced, it is expected to be pitted against the likes of the Maserati Levante, Bentley Bentayga, and the Lamborghini Urus. The car is expected to feature only a petrol engine (no diesel, no hybrid, and no EV) – most likely a V8 twin-turbo 4.0-liter offering an HP north of 500.